Welcome to this 3-bedroom, 2-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 1,809 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 0.435 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With roughly 12 days on the market, this property stands out for condition and location. At $180,000, this home is well positioned for buyers seeking value in Monticello.